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Less Down, More To Own.
*Eligible homes start at only $1,500 down for single-section or $3,000 down for multi-section. Terms and conditions apply.
*Subject to credit approval.
Don't Wait to Own More
Bring your vision of home to life. For as little as $1,500 down on eligible single-section homes, or $3,000 down on eligible multi-section homes, you can choose from in-stock homes and take the next step toward what’s yours. Apply by December 31, 2025, and keep more for what matters. *Terms and conditions apply.
Want Even More Savings?
Pair this offer with a Red Tag Sale Home at Clayton Home Centers.
*ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.
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*ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.
*$1,500 Down for Single-Section and $3,000 Down for Multi-Section (the "Offer"). Vanderbilt Mortgage Portfolio loans only. Not available with FHA, USDA, VA, or GSE loans. Offer available for applications submitted between September 2, 2025 and December 31, 2025 for chattel loans up to $200,000 and land/home loans up to $250,000 to finance the purchase of new manufactured and modular homes from a Clayton Family of Brands retailer in stock as of September 1, 2025. All loans are subject to credit approval. Offer requires a minimum credit score of 640. To qualify for Offer, the loan program must originally require more than the Offer’s reduced down payment. Home must be used as the borrower’s primary residence and not a second home, "buy for," or investment purchase. Offer example: On a $100,000 eligible loan with a 10% ($10,000) required down payment, the down payment will be reduced to $1,500 for a single-section, or $3,000 for a multi-section. Reduction cannot be combined with any other offer, except for Vanderbilt’s "No payments for 60 days" program (subject to its terms and conditions). Vanderbilt reserves the right to cancel the program at any time. Offer may not be available in all states.
Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Financing Law license, Licensed by PA Dept. of Banking and Securities.