Before you dive head first into homeownership, educate yourself on how to be mortgage-ready.

• 1.
  Adjust your budget
• 2.
  Plan for a down payment
• 3.
  Consider the location and type of home you want to buy
• 4.
  Stay on top if your credit
• 5.
  Keep current on monthly bills
• 6.
  Plan for escrow
• 7.
  Take advantage of education resources